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"We should still be going to EMV, but people should not get a false sense of security." The iovation/Aite Group study's estimate of billion in fraud that's coming in the next four years is an educated guess, but the sources of the data should have all merchants, banks and consumers concerned.
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The study's authors interviewed 16 of the largest credit and debit card issuers in the United States, representing two-thirds of the credit card holders in the country, as well as the four largest payment processors.
And the study had at its disposal the actual experience of countries that have already made the move to EMV technology.